More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Rising inventory, price cuts, seller concessions available. Huss Fennell explains why now is worth a look. ...more
Mortgage
July 31, 2026•2 min read
Why Mortgage Rates Started Climbing Again After Finally Coming Down and What It Means for Your Plans
Middle East tensions push oil and rates higher. Huss Fennell explains why your estimate may have changed. ...more
Mortgage
July 31, 2026•2 min read
Second Lien Borrowing Just Hit an 18 Year High and Here Is Why Homeowners Are Skipping the Refi
Keep your low rate, tap equity with a HELOC. Huss Fennell explains why second liens are surging right now. ...more
Mortgage
July 31, 2026•4 min read
76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is the Smarter Play With It
AI shops fast but misses nuance. Huss Fennell explains why combining AI and a loan officer wins deals. ...more
Mortgage
July 07, 2026•3 min read
The ARM Loan Is Not the Problem Not Understanding How It Works Before You Sign Is the Problem
Lower payment now, risk later. Huss Fennell explains when ARMs make sense and when they do not. ...more
Mortgage
June 11, 2026•4 min read
May Was a Frustrating Reminder That Rates Do Not Move in a Straight Line and Here Is Your Plan Post
One hot report moved rates fast. Huss Fennell explains how to buy when the numbers make sense now. ...more
Mortgage
June 11, 2026•4 min read
The Biggest Mortgage Credit Score Change in 30 Years Just Happened and It Could Help You Qualify
Rent payments now count toward approval. Huss Fennell explains what changed on April 22nd. ...more
Mortgage
May 12, 2026•4 min read
How Homeowners Insurance Is Killing Home Deals Right Before Closing in 2026
A surprise insurance quote is becoming one of the most common reasons home deals fall apart at the last minute. Huss Fennell explains exactly how this happens and what every buyer must do to protect t... ...more
Mortgage
March 16, 2026•6 min read
The 1997 Home Sale Tax Rule That Is Locking Long-Term Homeowners in Place
The capital gains exclusion on home sales has not been updated in nearly 30 years and it is keeping equity-rich homeowners from moving. Huss Fennell explains what Washington is debating and what long-... ...more
Mortgage
March 16, 2026•6 min read
